The Super Star Policy is available with Sum Insured options from ₹5 Lakh to ₹1 Crore and Unlimited Sum Insured, and can be taken as Individual, Floater, or Multi-Individual coverage. (Starhealth)
| Variant | Suitable For | Key Features |
|---|---|---|
| Classic | Basic protection | Standard hospitalization coverage with restoration benefit |
| Secure | Comprehensive family coverage | Higher protection with additional optional covers |
| Preferred | Premium customers | Enhanced benefits, wider customization options |
| Value Plus | Maximum coverage seekers | Advanced benefits with multiple add-ons and higher flexibility |
Community discussions also reference these variants: Classic, Secure, Preferred, and Value Plus. (Reddit)
✅ In-patient hospitalization coverage
✅ 90 days pre-hospitalization expenses
✅ 180 days post-hospitalization expenses
✅ Day-care procedures covered
✅ AYUSH treatment coverage
✅ Organ donor expenses
✅ Air ambulance up to ₹5 lakh
✅ Any Room Category (No room rent cap)
✅ Automatic restoration up to 100%, unlimited times
✅ Wellness rewards program
✅ Cashless treatment at network hospitals
✅ Freeze Your Age feature (up to age 50 at entry) (Starhealth)
₹5 Lakh
₹7.5 Lakh
₹10 Lakh
₹15 Lakh
₹20 Lakh
₹25 Lakh
₹50 Lakh
₹1 Crore
Unlimited Sum Insured (Starhealth)
Initial Waiting Period: 30 Days
Specific Diseases: 24 Months
Pre-Existing Diseases: 36 Months
Optional covers can reduce waiting periods to 12 or 24 months. (Starhealth)
Smart Network Discount
Quick Shield
Non-Medical Items Cover
Future Shield
Maternity Expenses
Women Care
High-End Diagnostics
Personal Accident Cover
Annual Health Check-up
Voluntary Co-pay
Voluntary Deductible
Room Rent Modification
E-International Second Opinion
Durable Medical Equipment Cover
Compassionate Visit
Hospital Cash Benefit
Reduction of Specific Disease Waiting Period
Reduction of PED Waiting Period
Limitless Care
Super Star Bonus
NRI Advantage (Starhealth)
Freeze Your Age – Premium remains based on entry age until first claim or age 56. (Starhealth)
Quick Shield – Coverage for hypertension, diabetes, asthma, high cholesterol, and coronary artery disease from Day 31 (if opted). (Starhealth)
Limitless Care – Unlimited health cover for one eligible claim during policy lifetime (optional). (Starhealth)
Super Star Bonus – 100% guaranteed bonus every year without upper limit (optional). (Starhealth)
Adults: 18 Years and Above
Children: 91 Days to 25 Years
Floater: Self + Spouse/Live-in Partner + up to 4 Children (Starhealth)
If you tell me:
Your age
Family composition (Self, Spouse, Children, Parents)
Required Sum Insured
I can suggest the best Super Star variant (Classic / Secure / Preferred / Value Plus) and estimate the premium.
