Star Health and Allied Insurance Star Health Assure Insurance Policy is a comprehensive health insurance plan available on Individual and Family Floater basis with wide coverage and unlimited restoration benefits. (Starhealth)
✅ Sum Insured: ₹5 Lakh to ₹2 Crore
✅ Individual & Family Floater options
✅ Unlimited Automatic Restoration of Sum Insured
✅ Coverage for Self, Spouse, Children, Parents & Parents-in-law
✅ Cashless treatment at network hospitals
✅ Annual Health Check-up & Wellness Benefits
✅ Tax Benefits under Section 80D (Starhealth)
In-patient hospitalization
ICU expenses
Day-care procedures
AYUSH treatment
Domiciliary hospitalization
Organ donor expenses
Modern treatments (robotic surgery, oral chemotherapy, etc.)
Home care treatment coverage (Starhealth)
Pre-hospitalization: 60 Days
Post-hospitalization: 180 Days (Starhealth)
Delivery expenses covered (normal & cesarean)
Newborn baby covered from Day 1, subject to policy terms (Starhealth)
Road Ambulance
Air Ambulance up to 10% of Sum Insured per policy year (Starhealth)
Cumulative Bonus: 25% for every claim-free year (up to 100%)
Unlimited Restoration: 100% restoration every time the sum insured is exhausted (Starhealth)
Initial Waiting Period: 30 Days
Specific Diseases: 24 Months
Pre-Existing Diseases: 36 Months (30 months for some long-term options) (Starhealth)
Individual: 91 Days to 75 Years
Floater Adults: 18 to 75 Years
Dependent Children: 16 Days to 25 Years (Starhealth)
Families looking for comprehensive health coverage
People wanting maternity and newborn benefits
Customers seeking high sum insured with restoration benefits
Joint coverage for parents and in-laws (Starhealth)
For client presentations, many advisors compare Assure, Comprehensive, and Super Star plans together. I can also provide a one-page comparison chart of these three Star Health policies.
Star Health Insurance offers the Star Women Care Insurance Policy, a health insurance plan specially designed for women and their healthcare needs at different stages of life. (Starhealth)
✅ Available on Individual and Family Floater basis
✅ Sum Insured: ₹5 Lakh to ₹1 Crore
✅ Policy Term: 1, 2, or 3 years
✅ Entry Age: Women aged 18 to 75 years
✅ No pre-policy medical tests required (except specified pregnancy scans). (Starhealth)
Normal and Caesarean delivery expenses covered
Pre-natal and post-natal expenses covered
Coverage available up to specified policy limits. (Starhealth)
Coverage for fertility and assisted reproduction treatment expenses up to policy limits. (Starhealth)
Hospitalization expenses for newborn baby
Vaccination expenses covered up to 12 months as per policy terms. (Starhealth)
Ante-natal (pregnancy care) expenses covered
In-Utero Fetal Surgery coverage available after applicable waiting period. (Starhealth)
Covers hospitalization for illnesses, accidents, and surgeries
Day-care procedures covered
AYUSH treatments covered
Modern treatments covered
Organ donor expenses covered. (Starhealth)
60 days Pre-Hospitalization
90 days Post-Hospitalization
Air Ambulance Cover
Non-Medical Items Cover
Rehabilitation & Pain Management
OPD Consultations
Annual Health Check-up
Wellness Program Benefits. (Starhealth)
20% Cumulative Bonus for every claim-free year (up to 100%)
100% Automatic Restoration of Sum Insured once during the policy year. (Starhealth)
✔ Star Mother Cover
✔ Coverage for Miscarriage due to Accident
✔ Voluntary Sterilization Expenses
✔ Unlimited Gynecologist Consultations through Telehealth App
✔ Coverage for Women's Critical Health Needs. (Starhealth)
Working Women
Newly Married Women
Women Planning Pregnancy
Women Seeking Maternity & Newborn Coverage
Families looking for women-centric health insurance. (Starhealth)
Sum Insured Options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, and ₹1 Crore. (Starhealth)
